admitted assets

简明释义

被承认的资产

英英释义

例句

1.The auditor confirmed that all admitted assets were accurately reported in the annual financial statements.

审计师确认所有的承认资产在年度财务报表中准确报告。

2.Investors should carefully evaluate the admitted assets of a company before making investment decisions.

投资者在做出投资决策前，应仔细评估公司的承认资产。

3.Regulatory bodies require insurers to maintain a minimum level of admitted assets to ensure they can cover claims.

监管机构要求保险公司保持最低水平的承认资产，以确保其能够支付索赔。

4.The insurance company's financial report detailed its admitted assets, which are essential for assessing its solvency.

保险公司的财务报告详细列出了其承认资产，这对于评估其偿付能力至关重要。

5.A decline in admitted assets could indicate potential financial troubles for the organization.

承认资产的下降可能表明该组织面临潜在的财务问题。

作文

In the world of finance and insurance, the term admitted assets refers to the assets that an insurance company is allowed to count as part of its financial resources when determining its solvency and financial health. These assets are crucial for insurers as they must maintain a certain level of financial stability to meet their obligations to policyholders. Understanding admitted assets is essential for anyone involved in the insurance industry, whether as a professional or a consumer seeking coverage. Admitted assets typically include cash, stocks, bonds, and real estate, which are recognized by state regulators as reliable forms of collateral. They are important because they represent the liquid resources that an insurance company can use to pay out claims. For instance, if a natural disaster occurs, the insurer must have sufficient admitted assets to cover the claims made by policyholders. This capacity to pay is what builds trust between the insurer and the insured.The concept of admitted assets is not only relevant to insurance companies but also has implications for regulatory bodies. Regulators assess the financial health of insurance companies by examining their admitted assets to ensure that they can fulfill their future liabilities. This assessment is vital for maintaining a stable insurance market and protecting consumers from potential bankruptcies that could leave them without coverage.Moreover, the classification of admitted assets can vary depending on the jurisdiction and the specific regulations in place. For example, some states may allow certain types of investments to be classified as admitted while others do not. This variance highlights the importance of understanding the regulatory environment in which an insurance company operates. Companies must navigate these regulations carefully to ensure their compliance and maintain their status as financially sound entities.In addition to regulatory considerations, the management of admitted assets is a key aspect of an insurance company's overall strategy. Insurers must balance their portfolios to maximize returns while ensuring that they have enough liquid assets to meet immediate claims. This balancing act requires skilled financial management and a deep understanding of both market conditions and the company's risk exposure.For consumers, understanding admitted assets can provide insight into the stability and reliability of their insurance providers. When selecting an insurance company, individuals should consider the financial ratings and reports that detail the company's admitted assets. A company with a strong portfolio of admitted assets is more likely to be able to pay out claims, giving consumers peace of mind.In conclusion, admitted assets play a vital role in the insurance industry, impacting everything from regulatory compliance to consumer trust. By recognizing the importance of these assets, both professionals and consumers can make informed decisions that contribute to a more stable and secure insurance environment. As the financial landscape continues to evolve, the management and understanding of admitted assets will remain a cornerstone of effective insurance operations and consumer protection.

在金融和保险的世界中，术语admitted assets指的是保险公司在确定其偿付能力和财务健康状况时被允许计入其财务资源的资产。这些资产对保险公司至关重要，因为它们必须保持一定水平的财务稳定，以满足对保单持有人的义务。理解admitted assets对任何参与保险行业的人来说都是必不可少的，无论是作为专业人士还是寻求保险的消费者。admitted assets通常包括现金、股票、债券和房地产，这些资产被州监管机构认可为可靠的抵押形式。它们很重要，因为它们代表了保险公司可以用来支付索赔的流动资源。例如，如果发生自然灾害，保险公司必须拥有足够的admitted assets来覆盖保单持有人提出的索赔。这种支付能力建立了保险公司与被保险人之间的信任。admitted assets的概念不仅与保险公司相关，还对监管机构有影响。监管机构通过检查保险公司的admitted assets来评估其财务健康状况，以确保它们能够履行未来的责任。这一评估对于维护稳定的保险市场和保护消费者免受潜在破产的影响至关重要，破产可能会使他们失去保障。此外，admitted assets的分类可能根据管辖权和具体法规的不同而有所不同。例如，一些州可能允许某些类型的投资被归类为已承认，而其他州则不允许。这种差异突显了理解保险公司运营的监管环境的重要性。公司必须仔细应对这些法规，以确保合规并保持其作为财务稳健实体的地位。除了监管考虑之外，管理admitted assets是保险公司整体战略的关键方面。保险公司必须平衡其投资组合，以最大化回报，同时确保拥有足够的流动资产来满足即时索赔。这项平衡工作需要熟练的财务管理以及对市场状况和公司风险敞口的深刻理解。对于消费者来说，理解admitted assets可以提供对其保险提供者的稳定性和可靠性的洞察。在选择保险公司时，个人应考虑财务评级和详细说明公司admitted assets的报告。拥有强大admitted assets投资组合的公司更有可能支付索赔，从而给消费者带来安心。总之，admitted assets在保险行业中发挥着至关重要的作用，影响着从监管合规到消费者信任的一切。通过认识到这些资产的重要性，专业人士和消费者都可以做出明智的决策，有助于形成一个更稳定和安全的保险环境。随着金融环境的不断发展，管理和理解admitted assets将始终是有效保险运营和消费者保护的基石。