endorsee; indorsee

简明释义

被背书人

英英释义

例句

1.The indorsee 转让人 must verify the legitimacy of the document before accepting it.

在接受文件之前，indorsee 转让人必须验证文件的合法性。

2.As an indorsee 转让人, she was responsible for ensuring the payment was made.

作为一名indorsee 转让人，她负责确保付款的完成。

3.He became the endorsee 背书人 of the contract after signing it.

在签署合同后，他成为了该合同的endorsee 背书人。

4.The bank required the signature of the endorsee 背书人 before processing the check.

银行在处理支票之前需要endorsee 背书人的签名。

5.Without the endorsee 背书人's approval, the transaction could not proceed.

没有endorsee 背书人的批准，交易无法进行。

作文

In the world of finance and business, understanding specific terms is crucial for effective communication and successful transactions. One such pair of terms that often confuses individuals is endorsee (被背书人) and indorsee (背书人). While they may sound similar, they play distinct roles in the context of negotiable instruments such as checks, promissory notes, and bills of exchange.To begin with, let’s clarify the term endorsee. An endorsee is the person or entity to whom a negotiable instrument is transferred or endorsed. This means that when someone receives a check or a note, they become the endorsee, gaining the right to claim the amount stated on the instrument. For instance, if John writes a check to Mary and then Mary endorses it over to Tom, Tom is now the endorsee. He has the legal right to cash or deposit the check. Understanding this role is essential for anyone involved in financial transactions, as it determines who can legally receive payment.On the other hand, the term indorsee refers to the individual who signs the back of the negotiable instrument, thereby transferring their rights to another party. In our previous example, when Mary signs the check over to Tom, she acts as the indorsee. Her endorsement signifies that she is relinquishing her right to collect the funds and passing that right to Tom. The act of endorsing is a critical step in the transfer process, as it provides a clear record of who has received the instrument and who is entitled to the funds.The distinction between endorsee and indorsee is not merely semantic; it has practical implications in legal and financial contexts. For example, if a dispute arises regarding the payment of a check, understanding who the endorsee is and who acted as the indorsee can help resolve the issue. Courts often look at the chain of endorsements to determine the rightful owner of the instrument and, consequently, who is eligible to receive the payment.Moreover, the responsibilities associated with being an endorsee and an indorsee can differ significantly. An endorsee may have certain rights to enforce payment, while an indorsee may be required to ensure that the endorsement is valid and that the instrument is legitimate. This difference highlights the importance of understanding one’s position in a transaction involving negotiable instruments.In conclusion, the terms endorsee and indorsee are integral to the functioning of financial transactions involving negotiable instruments. While the endorsee is the recipient of the instrument, the indorsee is the one who endorses it, transferring their rights to another party. By grasping these definitions and their implications, individuals can navigate the complexities of financial agreements more effectively, ensuring smoother transactions and clearer communication in the world of finance.

在金融和商业的世界中，理解特定术语对于有效沟通和成功交易至关重要。其中一个常常让人困惑的术语对是endorsee（被背书人）和indorsee（背书人）。虽然它们听起来相似，但在可转让票据（如支票、汇票和本票）的背景下，它们发挥着不同的角色。首先，让我们澄清一下endorsee这个术语。endorsee是指被转让或背书的可转让票据的个人或实体。这意味着，当某人收到支票或票据时，他们就成为了endorsee，获得了索取票据上所述金额的权利。例如，如果约翰给玛丽开了一张支票，然后玛丽将其背书给汤姆，那么汤姆现在就是endorsee。他有合法的权利兑现或存入这张支票。理解这个角色对于任何参与金融交易的人来说都是至关重要的，因为它决定了谁可以合法地收款。另一方面，indorsee这个术语指的是在可转让票据背面签字的个人，从而将其权利转让给另一方。在我们之前的例子中，当玛丽将支票背书给汤姆时，她作为indorsee。她的背书表明她放弃了收取资金的权利，并将该权利转让给汤姆。背书的行为是转让过程中的关键步骤，因为它为谁收到了票据以及谁有权获得资金提供了明确的记录。endorsee和indorsee之间的区别不仅仅是语义上的；它在法律和金融背景下具有实际意义。例如，如果关于支票支付发生争议，了解谁是endorsee以及谁是indorsee可以帮助解决问题。法院通常会查看背书链，以确定票据的合法所有者，因此，谁有资格获得付款。此外，作为endorsee和indorsee的责任可能会显著不同。endorsee可能拥有某些强制付款的权利，而indorsee可能需要确保背书的有效性以及票据的合法性。这种差异突显了理解在涉及可转让票据的交易中自己位置的重要性。总之，endorsee和indorsee这两个术语对于可转让票据的金融交易的运作至关重要。虽然endorsee是票据的接收者，但indorsee是背书者，将其权利转让给另一方。通过掌握这些定义及其含义，个人可以更有效地驾驭金融协议的复杂性，确保在金融世界中更顺畅的交易和更清晰的沟通。