guarantee sum

简明释义

保证金额

英英释义

例句

1.In this agreement, the guarantee sum ensures that the lender's interests are protected.

在这项协议中，保证金额确保了贷款人的利益受到保护。

2.The developer promised a guarantee sum for the return on investment within five years.

开发商承诺在五年内提供投资回报的保证金额。

3.Investors are often attracted to bonds that offer a guarantee sum at maturity.

投资者通常被提供到期时有保证金额的债券所吸引。

4.The insurance policy provides a guarantee sum of $100,000 in case of total loss.

这份保险政策在完全损失的情况下提供保证金额为100,000美元。

5.The bank requires a guarantee sum before approving the loan application.

银行在批准贷款申请之前需要一笔保证金额。

作文

In the world of finance and insurance, the term guarantee sum refers to a specific amount of money that is promised to be paid out under certain conditions. This concept is particularly important in life insurance policies, where the guarantee sum represents the minimum amount that beneficiaries will receive upon the policyholder's death. Understanding this term can help individuals make informed decisions about their financial security and planning for the future.When purchasing a life insurance policy, it is crucial to consider the guarantee sum. This amount is typically determined based on various factors such as the policyholder's age, health, and lifestyle. The higher the guarantee sum, the more expensive the premiums may be. However, a higher guarantee sum can provide greater peace of mind, knowing that loved ones will be financially protected in the event of an untimely death.In addition to life insurance, the concept of guarantee sum is also relevant in other financial products, such as investment plans and savings accounts. For example, some investment plans offer a guarantee sum that ensures investors will receive a minimum return on their investment, regardless of market fluctuations. This can be particularly appealing to risk-averse individuals who want to safeguard their capital while still participating in potential growth opportunities.Moreover, understanding the guarantee sum can empower consumers to compare different financial products effectively. By analyzing the guarantee sums offered by various providers, individuals can assess which options align best with their financial goals and risk tolerance. This knowledge enables them to make more strategic choices when it comes to securing their financial future.It is also worth noting that the guarantee sum can vary significantly between different insurance policies and financial products. Therefore, it is essential for consumers to read the fine print and fully understand the terms and conditions associated with the guarantee sum. Some policies may have exclusions or limitations that could affect the payout, so being well-informed is vital.In conclusion, the guarantee sum plays a critical role in financial planning and risk management. Whether it's through life insurance, investment plans, or savings accounts, understanding this term helps individuals secure their financial future and protect their loved ones. As we navigate the complexities of personal finance, being aware of the implications of the guarantee sum can lead to better decision-making and ultimately, a more stable financial landscape for ourselves and our families.

在金融和保险的世界中，术语保证金额指的是在特定条件下承诺支付的一定金额。这一概念在寿险政策中特别重要，其中保证金额代表在投保人去世时受益人将获得的最低金额。理解这个术语可以帮助个人在财务安全和未来规划方面做出明智的决定。在购买寿险政策时，考虑保证金额至关重要。这个金额通常基于各种因素，如投保人的年龄、健康状况和生活方式。保证金额越高，保费可能就越昂贵。然而，更高的保证金额可以提供更大的安心，知道在不幸去世的情况下，所爱之人将得到经济保护。除了人寿保险外，保证金额的概念在其他金融产品中也很相关，例如投资计划和储蓄账户。例如，一些投资计划提供保证金额，确保投资者无论市场波动如何都能获得最低回报。这对于那些希望保护其资本并同时参与潜在增长机会的厌恶风险的个人尤其具有吸引力。此外，理解保证金额可以使消费者有效比较不同的金融产品。通过分析各种提供商提供的保证金额，个人可以评估哪些选项最符合他们的财务目标和风险承受能力。这种知识使他们能够在保障财务未来方面做出更具战略性的选择。还值得注意的是，不同的保险政策和金融产品之间，保证金额可能会有显著差异。因此，消费者必须仔细阅读细则，并充分理解与保证金额相关的条款和条件。一些政策可能有排除或限制，这可能会影响赔付，因此充分了解信息至关重要。总之，保证金额在财务规划和风险管理中发挥着关键作用。无论是通过人寿保险、投资计划还是储蓄账户，理解这一术语有助于个人保障他们的财务未来并保护他们所爱的人。在我们应对个人财务的复杂性时，意识到保证金额的影响可以导致更好的决策，从而最终为自己和家庭创造一个更稳定的财务环境。