guaranteed dividend

简明释义

保证股息,保证红利

英英释义

例句

1.Many retirees rely on guaranteed dividends from their life insurance policies for financial stability.

许多退休人员依赖于他们人寿保险政策中的保证红利来获得财务稳定。

2.Investors are attracted to policies that offer a guaranteed dividend because it ensures a steady income stream.

投资者被提供保证红利的保单吸引，因为它确保了稳定的收入来源。

3.The insurance company promised a guaranteed dividend at the end of each year, regardless of market conditions.

保险公司承诺每年年底提供保证红利，无论市场情况如何。

4.When considering investments, a guaranteed dividend can provide peace of mind during uncertain times.

在考虑投资时，保证红利可以在不确定时期提供安心。

5.The mutual fund offers a guaranteed dividend option for conservative investors seeking low-risk opportunities.

该共同基金为寻求低风险机会的保守投资者提供保证红利选项。

作文

In the world of finance and investments, understanding various terms is crucial for making informed decisions. One such term that often comes up in discussions about investment opportunities is guaranteed dividend. A guaranteed dividend refers to a fixed payment made by a corporation to its shareholders, which is promised regardless of the company's financial performance. This concept is particularly attractive to investors looking for stable income streams, especially during economic uncertainties.Investors generally seek dividends as a way to receive returns on their investments without having to sell their shares. A guaranteed dividend provides assurance that they will receive a specific amount at regular intervals, typically quarterly or annually. This predictability can be appealing, especially for retirees or individuals relying on investment income for their living expenses.To illustrate the importance of guaranteed dividends, consider a scenario where an investor purchases shares in a company known for its reliable dividend payments. If this company offers a guaranteed dividend of $2 per share annually, the investor can expect to receive consistent income from their investment, irrespective of fluctuations in the stock market. This stability allows investors to plan their finances better and reduce anxiety related to market volatility.However, it is essential to understand that while guaranteed dividends provide a sense of security, they are not entirely risk-free. Companies may face challenges that could affect their ability to pay these dividends, such as economic downturns or increased competition. Therefore, it is crucial for investors to conduct thorough research into a company's financial health and historical dividend performance before investing.Moreover, the existence of a guaranteed dividend does not mean that investors should overlook other aspects of a company’s overall performance. It is vital to analyze factors like revenue growth, profit margins, and management effectiveness. A company might offer a guaranteed dividend but could still be struggling in other areas, which might jeopardize its long-term viability.In addition to individual stocks, some mutual funds and exchange-traded funds (ETFs) focus on providing guaranteed dividends to their investors. These funds typically invest in a diversified portfolio of dividend-paying stocks, spreading out the risk while aiming to deliver consistent returns. By investing in such funds, individuals can benefit from the advantages of guaranteed dividends without having to pick individual stocks themselves.In conclusion, the concept of guaranteed dividends plays a significant role in the investment landscape. It provides a means for investors to secure a steady income and mitigate risks associated with market volatility. However, it is crucial to approach investments with a comprehensive understanding of both the potential benefits and risks involved. By doing so, investors can make more informed decisions that align with their financial goals and risk tolerance. Whether through individual stocks or diversified funds, guaranteed dividends can be a valuable component of a well-rounded investment strategy.

在金融和投资的世界中，理解各种术语对于做出明智的决策至关重要。其中一个在讨论投资机会时经常出现的术语是保证分红。保证分红是指公司向其股东支付的固定款项，无论公司的财务表现如何，这种支付都是承诺的。这个概念对于那些希望获得稳定收入来源的投资者尤其具有吸引力，特别是在经济不确定性时期。投资者通常寻求分红作为一种在不出售股票的情况下获得投资回报的方式。保证分红提供了一个保证，确保他们将在定期（通常是季度或年度）收到特定金额。这种可预测性对退休人员或依赖投资收入来维持生活的人尤其有吸引力。为了说明保证分红的重要性，考虑一个场景：一位投资者购买了一家以可靠分红支付而闻名的公司的股票。如果该公司提供每股每年2美元的保证分红，那么投资者可以期待从其投资中获得一致的收入，而不管股市波动。这种稳定性使投资者能够更好地规划自己的财务，并减少与市场波动相关的焦虑。然而，必须理解的是，虽然保证分红提供了一种安全感，但它们并非完全没有风险。公司可能面临挑战，这可能影响其支付这些分红的能力，例如经济衰退或竞争加剧。因此，投资者在投资之前，必须对公司的财务健康状况和历史分红表现进行彻底研究。此外，拥有保证分红并不意味着投资者应忽视公司整体表现的其他方面。分析收入增长、利润率和管理效率等因素至关重要。一家公司可能提供保证分红，但在其他方面可能仍然面临困境，这可能危及其长期生存能力。除了个别股票，一些共同基金和交易所交易基金（ETF）专注于为投资者提供保证分红。这些基金通常投资于多样化的分红支付股票组合，从而分散风险，同时旨在提供一致的回报。通过投资这样的基金，个人可以在不必自己挑选个别股票的情况下，享受保证分红的优势。总之，保证分红的概念在投资领域中发挥着重要作用。它为投资者提供了一种确保稳定收入和减轻市场波动相关风险的手段。然而，重要的是要全面了解投资中潜在的好处和风险。通过这样做，投资者可以做出更符合其财务目标和风险承受能力的明智决策。无论是通过个别股票还是多样化的基金，保证分红都可以成为全面投资策略中的一个有价值的组成部分。