insurance indemnities; insurance proceeds

简明释义

保险赔款

英英释义

例句

1.After the car accident, she received insurance indemnities 保险赔偿金 to cover her medical expenses.

在车祸之后，她收到了保险赔偿金 保险赔偿金来支付她的医疗费用。

2.The homeowner was relieved when the insurance proceeds 保险收益 from the fire damage helped rebuild the house.

当房主收到来自火灾损失的保险收益 保险收益时，他感到松了一口气，能够重建房子。

3.She was surprised by the amount of insurance indemnities 保险赔偿金 she received for her lost jewelry.

她对自己因丢失珠宝而收到的保险赔偿金 保险赔偿金的数额感到惊讶。

4.The insurance proceeds 保险收益 from the policy were used to pay off the mortgage.

保单的保险收益 保险收益被用来偿还抵押贷款。

5.He filed a claim for insurance indemnities 保险赔偿金 after his business suffered from a natural disaster.

在他的生意遭受自然灾害后，他申请了保险赔偿金 保险赔偿金。

作文

In today's world, where uncertainties loom large, the importance of insurance cannot be overstated. People invest in various types of insurance to protect themselves against unforeseen events. When a loss occurs, the role of insurance companies becomes crucial as they provide financial support to policyholders. This support is often manifested in the form of insurance indemnities, which refer to the compensation paid by the insurer to cover the losses incurred by the insured party. These indemnities ensure that individuals or businesses can recover from their losses without facing severe financial distress.For instance, consider a homeowner who has invested in property insurance. If a natural disaster strikes and damages the home, the homeowner can file a claim with their insurance company. Upon verification of the claim, the insurer will provide insurance indemnities to help cover the repair costs. This process not only aids in restoring the property but also provides peace of mind to the homeowner, knowing that they are protected against significant financial loss.On the other hand, insurance proceeds are closely related but slightly different. They refer to the actual amounts received by the policyholder after a claim is settled. In many cases, insurance proceeds are the result of insurance indemnities. For example, if the same homeowner receives a check from the insurance company for $50,000 to cover the repairs, that amount is considered insurance proceeds. It is the tangible financial benefit that the policyholder receives as a result of their insurance coverage.Understanding the distinction between insurance indemnities and insurance proceeds is essential for anyone involved in insurance. While insurance indemnities focus on the compensation aspect, insurance proceeds emphasize the actual funds received. This knowledge is particularly important for policyholders when filing claims and managing their finances after unexpected events.Moreover, the implications of these terms extend beyond individual policyholders. Businesses also rely on insurance indemnities and insurance proceeds to safeguard their operations. For instance, a company that suffers a loss due to equipment damage can file a claim to receive insurance indemnities. The funds received as insurance proceeds can then be reinvested into the business, allowing it to continue functioning smoothly despite the setback.In conclusion, the concepts of insurance indemnities and insurance proceeds play a vital role in the insurance landscape. They provide a safety net for individuals and businesses alike, ensuring that they can navigate through challenging times without crippling financial consequences. As we continue to face uncertainties in life, understanding these terms and their implications will empower us to make informed decisions regarding our insurance needs. Ultimately, being well-informed about insurance indemnities and insurance proceeds can lead to better financial security and peace of mind in an unpredictable world.

在当今这个不确定性日益加大的世界中，保险的重要性不容小觑。人们投资于各种类型的保险，以保护自己免受不可预见事件的影响。当损失发生时，保险公司的作用变得至关重要，因为它们为投保人提供财务支持。这种支持通常表现为保险赔偿，指的是保险公司支付给被保险方以弥补其遭受的损失的补偿。这些赔偿确保个人或企业在遭受损失后能够恢复，而不会面临严重的财务困境。例如，考虑一个已经投资于财产保险的房主。如果自然灾害袭击并损坏了房屋，房主可以向他们的保险公司提出索赔。在核实索赔后，保险公司将提供保险赔偿，以帮助覆盖修理费用。这个过程不仅有助于恢复财产，还为房主提供了安心，因为他们知道自己受到重大的财务损失的保护。另一方面，保险收益与保险赔偿密切相关但略有不同。它们指的是索赔结算后投保人实际收到的金额。在许多情况下，保险收益是保险赔偿的结果。例如，如果同一位房主从保险公司收到一张50,000美元的支票来覆盖修理费用，那么该金额被视为保险收益。这是投保人因其保险保障而获得的具体财务利益。理解保险赔偿和保险收益之间的区别对于任何涉及保险的人来说都是至关重要的。虽然保险赔偿着重于补偿方面，但保险收益则强调实际收到的资金。这种知识对于投保人在提交索赔和管理意外事件后的财务时特别重要。此外，这些术语的含义不仅限于个人投保人。企业也依赖于保险赔偿和保险收益来保护其运营。例如，一家因设备损坏而遭受损失的公司可以提出索赔以获得保险赔偿。作为保险收益收到的资金可以再投资于企业，使其在遭遇挫折后能够继续顺利运作。总之，保险赔偿和保险收益的概念在保险领域中扮演着至关重要的角色。它们为个人和企业提供了一张安全网，确保他们能够在面对挑战时不致遭受重大的财务后果。随着我们继续面对生活中的不确定性，理解这些术语及其影响将使我们能够做出明智的保险决策。最终，充分了解保险赔偿和保险收益将有助于提高我们的财务安全感和在不可预测的世界中的内心安宁。