insured object; object of insurance

简明释义

保险对象

英英释义

例句

1.It's crucial to list all items under the insured object 保险标的 to avoid disputes during claims.

列出所有在保险标的 insured object 下的物品对于避免索赔时的争议至关重要。

2.The policy covers any damage to the insured object 保险标的 caused by natural disasters.

该保单涵盖因自然灾害造成的对保险标的 insured object 的任何损坏。

3.The insurer will assess the object of insurance 保险标的 before issuing the policy to determine the premium.

保险公司将在发放保单之前评估保险标的 object of insurance 以确定保费。

4.In this case, the insured object 保险标的 is a commercial building that needs coverage against fire hazards.

在这种情况下，保险标的 insured object 是一座需要火灾风险保障的商业大楼。

5.Before purchasing a policy, it's important to evaluate the value of the object of insurance 保险标的.

在购买保单之前，评估保险标的 object of insurance 的价值是很重要的。

作文

In the realm of insurance, understanding the terms associated with it is crucial for both insurers and insured parties. One such term that often arises in discussions about insurance policies is the insured object; object of insurance. This phrase refers to the specific item or entity that is covered by an insurance policy. It is essential to clearly identify the insured object; object of insurance in any insurance agreement, as it defines what is protected under the policy and what risks are covered. For instance, if a homeowner purchases a property insurance policy, the house itself is considered the insured object; object of insurance. In this case, the policy would provide coverage against damages caused by fire, theft, or natural disasters affecting the home. The importance of clearly defining the insured object; object of insurance cannot be overstated. Without a precise definition, disputes may arise between the insurer and the insured regarding what is covered under the policy. For example, if a homeowner has a valuable collection of antiques and does not explicitly list these items as part of the insured object; object of insurance, they may find themselves unprotected in the event of loss or damage. Therefore, it is vital for policyholders to understand that all items they wish to insure should be explicitly mentioned in the insurance contract to ensure adequate coverage.Moreover, the insured object; object of insurance can vary significantly depending on the type of insurance being purchased. In automobile insurance, the insured object; object of insurance is the vehicle being insured, while in health insurance, it refers to the medical expenses incurred by the policyholder. Each type of insurance has its own criteria for what constitutes an insured object; object of insurance, and understanding these distinctions is critical for consumers. Insurance companies often require detailed information about the insured object; object of insurance during the underwriting process. This may include the value of the object, its condition, and any relevant history that could affect its insurability. For example, if someone wishes to insure a classic car, the insurer will want to know its make, model, year, and current market value to determine the appropriate coverage limits and premiums. In conclusion, the term insured object; object of insurance plays a vital role in the insurance industry. It serves as the foundation upon which insurance policies are built, defining the scope of coverage and the responsibilities of both the insurer and the insured. By understanding what constitutes an insured object; object of insurance, individuals can make informed decisions when purchasing insurance, ensuring they receive the protection they need. Whether it is a home, a vehicle, or personal belongings, recognizing the significance of the insured object; object of insurance can lead to better insurance outcomes and peace of mind for policyholders.

在保险领域，理解与之相关的术语对保险公司和被保险方至关重要。其中一个在讨论保险政策时经常出现的术语是被保险物;保险标的。这个短语指的是被保险合同中所涵盖的特定项目或实体。明确识别被保险物;保险标的在任何保险协议中都是至关重要的，因为它定义了在保单下受到保护的内容以及所涵盖的风险。例如，如果一位房主购买了财产保险政策，那么房子本身就被视为被保险物;保险标的。在这种情况下，保单将提供针对火灾、盗窃或自然灾害造成的房屋损失的保障。明确界定被保险物;保险标的的重要性不容小觑。如果没有精确的定义，保险公司和被保险人之间可能会因保单下所涵盖的内容而产生争议。例如，如果一位房主拥有一套有价值的古董收藏，但没有明确将这些物品列为被保险物;保险标的，那么在发生损失或损坏时，他们可能会发现自己没有得到保护。因此，投保人必须理解，他们希望投保的所有物品都应在保险合同中明确提及，以确保获得充分的保障。此外，被保险物;保险标的因所购买的保险类型而异。在汽车保险中，被保险物;保险标的是被保险的车辆，而在健康保险中，则指的是投保人发生的医疗费用。每种类型的保险都有自己的标准来界定什么构成被保险物;保险标的，理解这些区别对于消费者来说至关重要。保险公司通常在承保过程中需要有关被保险物;保险标的的详细信息。这可能包括物品的价值、状态以及任何可能影响其可保险性的相关历史。例如，如果有人希望为一辆经典车投保，保险公司将希望了解其品牌、型号、年份和当前市场价值，以确定适当的保障额度和保费。总之，被保险物;保险标的这一术语在保险行业中发挥着至关重要的作用。它作为保险政策建立的基础，定义了保障的范围以及保险公司和被保险方的责任。通过理解什么构成被保险物;保险标的，个人可以在购买保险时做出明智的决策，确保他们获得所需的保护。无论是房屋、车辆还是个人财物，认识到被保险物;保险标的的重要性都能带来更好的保险结果和投保人的安心。