trust receipt

简明释义

保管收据

英英释义

A trust receipt is a document used in trade finance that acknowledges the receipt of goods by a borrower from a lender, allowing the borrower to take possession of the goods while agreeing to hold them in trust for the lender until certain conditions are met.

信托收据是一种用于贸易融资的文件,确认借款人从贷款人处收到货物,允许借款人在满足某些条件之前占有这些货物,同时同意将其作为信托持有给贷款人。

例句

1.The company secured financing through a trust receipt from the bank.

公司通过银行的信托收据获得了融资。

2.After the buyer provided a trust receipt, the seller released the goods.

在买方提供了信托收据后,卖方放行了货物。

3.In international trade, a trust receipt is often used to speed up transactions.

在国际贸易中,信托收据常用于加快交易速度。

4.A trust receipt acts as a document of title and allows the holder to claim the goods.

信托收据作为所有权文件,使持有人能够索取货物。

5.The bank issued a trust receipt to facilitate the shipment of goods.

银行签发了一份信托收据以便利货物的运输。

作文

In the world of finance and trade, various instruments are utilized to facilitate transactions and ensure the security of both parties involved. One such instrument is the trust receipt, a document that serves as evidence of a loan secured by goods in transit or held in storage. The trust receipt is particularly significant in international trade, where it helps importers and exporters manage their cash flow while ensuring that lenders have a claim to the goods in case of default.The concept of a trust receipt can be understood by examining its purpose and function. When an importer purchases goods from a supplier, they often require financing to pay for these goods. In such cases, a bank may provide a loan to the importer, using the goods as collateral. The trust receipt is then issued, which allows the importer to take possession of the goods while the bank retains ownership until the loan is repaid.This arrangement benefits both parties. The importer gains immediate access to the goods, allowing them to sell or use them in their business operations without having to wait for the loan to be fully paid off. On the other hand, the bank has a secured interest in the goods, meaning that if the importer fails to repay the loan, the bank can seize the goods to recover its losses.Moreover, the trust receipt also plays a crucial role in the logistics of international trade. It simplifies the process of transferring ownership and ensures that all parties are aware of their rights and obligations. For instance, when goods are shipped overseas, the trust receipt can accompany the shipment, allowing customs officials and other stakeholders to verify that the goods are being transported under a legal agreement.However, it is essential to understand the risks associated with trust receipts. If the importer defaults on the loan, not only do they lose the goods, but they may also face legal repercussions. Additionally, the bank must ensure that the goods are adequately insured and valued to mitigate potential losses.In conclusion, the trust receipt is a vital financial instrument that enhances the efficiency and security of trade transactions. It provides a framework for lenders and borrowers to engage in commerce while protecting their respective interests. Understanding the mechanics of a trust receipt is crucial for anyone involved in international trade, as it helps navigate the complexities of financing and ownership transfer. As global commerce continues to evolve, the trust receipt will remain an essential tool for facilitating trade and fostering economic growth.

在金融和贸易的世界中,各种工具被用来促进交易并确保双方的安全。其中一个工具是信托收据,这是一种证明以运输中的货物或存储中的货物为担保的贷款的文件。信托收据在国际贸易中尤为重要,因为它帮助进口商和出口商管理现金流,同时确保贷款人在违约的情况下对货物拥有索赔权。通过检查信托收据的目的和功能,可以更好地理解这一概念。当进口商从供应商处购买货物时,他们通常需要融资来支付这些货物。在这种情况下,银行可能会向进口商提供贷款,以货物作为抵押。然后发出信托收据,允许进口商在偿还贷款之前占有货物。这种安排对双方都有好处。进口商可以立即获得货物,使他们能够在不必等待贷款全部偿还的情况下出售或使用这些货物。另一方面,银行对货物拥有担保权益,这意味着如果进口商未能偿还贷款,银行可以扣押货物以弥补损失。此外,信托收据在国际贸易的物流中也发挥着至关重要的作用。它简化了所有权转移的过程,并确保所有各方都了解各自的权利和义务。例如,当货物运往海外时,信托收据可以随货物一起运输,允许海关官员和其他利益相关者验证货物是在合法协议下运输的。然而,理解与信托收据相关的风险也至关重要。如果进口商违约,他们不仅会失去货物,还可能面临法律后果。此外,银行必须确保货物得到充分保险和评估,以减轻潜在损失。总之,信托收据是一种重要的金融工具,增强了贸易交易的效率和安全性。它为贷方和借方提供了一个参与商业活动的框架,同时保护各自的利益。理解信托收据的机制对于任何参与国际贸易的人来说都是至关重要的,因为它有助于驾驭融资和所有权转移的复杂性。随着全球商业的不断发展,信托收据将继续成为促进贸易和推动经济增长的基本工具。

相关单词

receipt

receipt详解:怎么读、什么意思、用法