insured amount; coverage

简明释义

保额,保险额

英英释义

Insured amount refers to the total sum of money that an insurance policy will pay out in the event of a covered loss or claim.

投保金额是指保险单在发生承保损失或索赔时将支付的总金额。

Coverage refers to the extent of protection provided by an insurance policy, detailing what risks are insured and the limits of that protection.

保障范围是指保险单提供的保护程度,详细说明了哪些风险受到保险及该保护的限制。

例句

1.The insured amount; coverage for my home is sufficient to rebuild after a disaster.

我家房屋的保险金额; 保障足以在灾后重建。

2.The policy offers a high insured amount; coverage for natural disasters.

该政策为自然灾害提供高额的保险金额; 保障

3.Always check the insured amount; coverage when comparing insurance policies.

在比较保险政策时,务必检查保险金额; 保障

4.You can increase your insured amount; coverage for additional peace of mind.

您可以增加您的保险金额; 保障以获得额外的安心。

5.Make sure to review the insured amount; coverage before signing the contract.

在签署合同之前,请确保查看保险金额; 保障

作文

Insurance plays a crucial role in our lives, providing us with a safety net against unforeseen events. One of the most important concepts in insurance is the insured amount; coverage, which refers to the maximum limit that an insurance policy will pay out in the event of a claim. Understanding this concept is vital for anyone looking to protect their assets and ensure financial stability. When purchasing an insurance policy, whether it be for health, auto, or home insurance, the insured amount; coverage determines how much support you will receive if something goes wrong. For instance, if you have a car accident and your vehicle sustains significant damage, your insurance company will only cover costs up to the insured amount; coverage specified in your policy. If the repair costs exceed this amount, you will be responsible for paying the difference out of pocket.This principle applies not only to auto insurance but also to homeowners' insurance. If your house is damaged due to a natural disaster, the insured amount; coverage will dictate how much money you can receive to repair or rebuild your home. It is essential to assess the value of your property accurately to choose an adequate insured amount; coverage that reflects its worth. Underestimating this value can lead to significant financial loss, while overestimating can result in higher premiums that may not provide additional benefits.Moreover, understanding the insured amount; coverage helps individuals make informed decisions when selecting insurance policies. It encourages people to compare different policies and providers to find the best fit for their needs. For example, one might find a policy with a lower premium but a significantly lower insured amount; coverage. In such cases, the initial savings may not justify the potential risks involved.Another aspect to consider is that the insured amount; coverage can vary based on several factors, including the type of insurance, the provider, and even the geographical location. For instance, flood insurance might have different insured amount; coverage limits compared to standard homeowners' insurance. Therefore, it is crucial to read the fine print and understand the specific terms associated with each policy.In conclusion, the concept of insured amount; coverage is fundamental in the realm of insurance. It serves as a guideline for what is covered under a policy and protects individuals from financial hardship in times of crisis. By comprehensively understanding the insured amount; coverage, individuals can make better decisions regarding their insurance needs and secure their financial future. It is always advisable to consult with an insurance professional to tailor the coverage to your specific circumstances, ensuring that you are adequately protected against potential risks. Overall, being well-informed about the insured amount; coverage can empower individuals to navigate the complexities of insurance effectively, leading to greater peace of mind and a more secure financial foundation.

保险在我们的生活中扮演着至关重要的角色,为我们提供了应对不可预见事件的安全网。保险中最重要的概念之一是保险金额;保障范围,它指的是保险政策在索赔时将支付的最高限额。理解这一概念对于任何希望保护自己资产并确保财务稳定的人来说都是至关重要的。在购买保险政策时,无论是健康保险、汽车保险还是房屋保险,保险金额;保障范围决定了如果发生问题你将获得多少支持。例如,如果你在车祸中受伤,你的车辆遭受了重大损坏,你的保险公司将仅覆盖你的政策中指定的保险金额;保障范围以内的费用。如果修理费用超过这个金额,你将需要自掏腰包支付差额。这一原则不仅适用于汽车保险,也适用于房主保险。如果由于自然灾害导致你的房屋受损,保险金额;保障范围将决定你可以获得多少资金来修复或重建你的家。准确评估你财产的价值以选择合适的保险金额;保障范围非常重要,这反映了其真实价值。低估这个价值可能导致重大财务损失,而高估则可能导致更高的保费而没有额外的好处。此外,理解保险金额;保障范围可以帮助个人在选择保险政策时做出明智的决策。它鼓励人们比较不同的政策和提供商,以找到最适合他们需求的选择。例如,有人可能会发现一项保费较低但保险金额;保障范围显著较低的政策。在这种情况下,初期的节省可能无法证明潜在风险的合理性。另一个需要考虑的方面是,保险金额;保障范围可能会根据多个因素而有所不同,包括保险类型、提供商,甚至地理位置。例如,洪水保险的保险金额;保障范围可能与标准房主保险有不同的限制。因此,仔细阅读条款并理解与每项政策相关的具体条款至关重要。总之,保险金额;保障范围的概念在保险领域是基本的。它作为政策所涵盖内容的指南,并在危机时期保护个人免受财务困境。通过全面理解保险金额;保障范围,个人可以更好地决定他们的保险需求,从而保障他们的财务未来。始终建议咨询保险专业人士,以根据您的具体情况量身定制保障,确保您在潜在风险面前得到充分保护。总体而言,充分了解保险金额;保障范围可以使个人有效地应对保险的复杂性,从而带来更大的安心和更安全的财务基础。

相关单词

insured

insured详解:怎么读、什么意思、用法

coverage

coverage详解:怎么读、什么意思、用法