policyholder's surplus a;c

简明释义

保单持有人盈余帐户

英英释义

例句

1.A higher policyholder's surplus a;c can lead to lower premiums for policyholders in the long run.

更高的保单持有人的盈余账户在长期内可以导致保单持有人支付更低的保费。

2.The insurance company reported a significant increase in the policyholder's surplus a;c, indicating better financial health.

保险公司报告称，保单持有人的盈余账户显著增加，表明财务状况改善。

3.The actuary analyzed the policyholder's surplus a;c to determine future dividend payments.

精算师分析了保单持有人的盈余账户以确定未来的红利支付。

4.Regulatory bodies require insurers to maintain a minimum policyholder's surplus a;c for solvency purposes.

监管机构要求保险公司维持最低的保单持有人的盈余账户以满足偿付能力要求。

5.Investors are interested in the policyholder's surplus a;c as it reflects the company's profitability.

投资者对保单持有人的盈余账户感兴趣，因为它反映了公司的盈利能力。

作文

In the world of insurance, understanding various terms and concepts is crucial for both policyholders and industry professionals. One such important term is policyholder's surplus a;c, which refers to the excess funds that an insurance company has available after meeting all its liabilities and obligations to its policyholders. This surplus can be seen as a financial cushion that allows the company to operate effectively and ensure that it can pay out claims when necessary. The policyholder's surplus a;c plays a vital role in the stability and sustainability of insurance companies, providing them with the necessary resources to handle unexpected events and maintain their operations. The concept of surplus is not just a financial term; it has significant implications for policyholders as well. When an insurance company has a healthy policyholder's surplus a;c, it indicates that the company is financially sound and capable of fulfilling its commitments. This can lead to greater confidence among policyholders, knowing that their insurer can manage risks effectively and respond to claims promptly. Additionally, a strong surplus may allow the company to offer better premiums, improved coverage options, or even dividends to policyholders, enhancing the overall value of their insurance policies.Moreover, regulators closely monitor the policyholder's surplus a;c of insurance companies to ensure they remain solvent and can meet their obligations. A company with a low surplus may face scrutiny and could be required to take corrective actions to improve its financial standing. This regulatory oversight helps protect consumers and ensures that the insurance market remains stable.In summary, the term policyholder's surplus a;c encompasses more than just numbers on a balance sheet; it represents the financial health of an insurance company and its ability to serve its policyholders effectively. Understanding this concept is essential for anyone involved in the insurance industry, whether they are consumers seeking coverage or professionals working within the sector. By recognizing the importance of the policyholder's surplus a;c, individuals can make more informed decisions about their insurance needs and feel more secure in their choices. Ultimately, a robust surplus benefits not only the insurance companies but also the policyholders who rely on them for protection against unforeseen risks.

在保险的世界中，理解各种术语和概念对投保人和行业专业人士至关重要。其中一个重要的术语是保单持有人的盈余 a;c，它指的是保险公司在满足所有对投保人的责任和义务后可用的多余资金。这个盈余可以看作是一个财务缓冲，使公司能够有效运营，并确保在必要时能够支付索赔。保单持有人的盈余 a;c在保险公司的稳定性和可持续性中发挥着至关重要的作用，为它们处理意外事件和维持运营提供必要的资源。盈余的概念不仅仅是一个财务术语；它对投保人也有重要的影响。当一家保险公司拥有健康的保单持有人的盈余 a;c时，这表明该公司财务状况良好，能够履行其承诺。这可以增强投保人的信心，让他们知道自己的保险公司能够有效管理风险并及时响应索赔。此外，强劲的盈余可能使公司能够提供更好的保费、改善的保障选项，甚至向投保人分红，从而提高他们保险政策的整体价值。此外，监管机构密切监测保险公司的保单持有人的盈余 a;c，以确保它们保持偿付能力并能够履行义务。盈余较低的公司可能会面临审查，并可能被要求采取纠正措施以改善其财务状况。这种监管监督有助于保护消费者，并确保保险市场保持稳定。总之，术语保单持有人的盈余 a;c不仅仅包含资产负债表上的数字；它代表了保险公司的财务健康状况及其有效服务投保人的能力。理解这一概念对于任何参与保险行业的人来说都是至关重要的，无论他们是寻求保障的消费者还是在该领域工作的专业人士。通过认识到保单持有人的盈余 a;c的重要性，个人可以更明智地做出有关其保险需求的决策，并对自己的选择感到更加安全。最终，强劲的盈余不仅有利于保险公司，也有利于依赖于它们来保护自己免受不可预见风险的投保人。