balance on net liquidity basis

简明释义

按净清偿能力计算的国际收支差额

英英释义

例句

1.The bank reported a strong balance on net liquidity basis for the quarter, indicating good cash flow management.

银行报告了本季度的净流动性基础上的余额表现良好，表明现金流管理得当。

2.Investors are keen to know the company's balance on net liquidity basis before making any decisions.

投资者希望在做出任何决策之前了解公司的净流动性基础上的余额。

3.During the financial audit, the team assessed the balance on net liquidity basis to ensure compliance with regulations.

在财务审计过程中，团队评估了净流动性基础上的余额以确保遵守法规。

4.A positive balance on net liquidity basis can enhance a company’s credit rating.

正的净流动性基础上的余额可以提升公司的信用评级。

5.The CFO emphasized that maintaining a healthy balance on net liquidity basis is crucial for operational stability.

首席财务官强调，保持健康的净流动性基础上的余额对运营稳定至关重要。

作文

In the world of finance and banking, maintaining a healthy liquidity position is crucial for any institution. One important concept that arises in this context is the balance on net liquidity basis, which refers to the assessment of an organization's liquid assets after accounting for its liabilities. This metric provides a clear picture of how much cash or cash-equivalent resources are available to meet short-term obligations. Understanding this balance is vital for effective financial management and strategic planning.To grasp the significance of the balance on net liquidity basis, one must first understand what liquidity means. Liquidity is the ability of an asset to be quickly converted into cash without significantly affecting its value. For banks and financial institutions, liquidity is paramount because it ensures that they can fulfill withdrawal requests from customers and meet other financial commitments as they arise.The balance on net liquidity basis is calculated by taking the total liquid assets and subtracting any short-term liabilities. Liquid assets typically include cash, government securities, and other instruments that can be easily sold or converted into cash. On the other hand, short-term liabilities may consist of deposits from customers, outstanding loans, and other financial obligations that need to be settled in the near term.For example, if a bank has $1 billion in liquid assets and $800 million in short-term liabilities, its balance on net liquidity basis would be $200 million. This positive balance indicates that the bank has sufficient liquidity to cover its immediate obligations, which is a reassuring sign for both regulators and depositors.Furthermore, the balance on net liquidity basis is not just a static measure; it requires constant monitoring and management. Financial institutions often face fluctuations in their liquidity positions due to various factors such as changes in customer behavior, market conditions, and regulatory requirements. Therefore, effective liquidity management strategies are essential to ensure that the balance on net liquidity basis remains healthy over time.In addition to regulatory compliance, a strong liquidity position can also enhance a bank's reputation in the market. Investors and stakeholders are more likely to trust institutions that demonstrate sound liquidity management practices. This trust can lead to increased business opportunities, better credit ratings, and lower borrowing costs.In conclusion, the balance on net liquidity basis is a critical indicator of an institution's financial health, reflecting its ability to meet short-term obligations with available liquid assets. By understanding and managing this balance effectively, financial institutions can navigate the complexities of the financial landscape while ensuring stability and confidence among their clients and investors. As the financial markets continue to evolve, the importance of maintaining a robust balance on net liquidity basis will remain a fundamental aspect of successful financial management.

在金融和银行的世界中，保持健康的流动性状况对任何机构来说都是至关重要的。在这个背景下，一个重要的概念是净流动性基础上的余额，它指的是在考虑负债后评估组织的流动资产。这一指标清晰地显示了可用来满足短期义务的现金或现金等价资源的数量。理解这一余额对于有效的财务管理和战略规划至关重要。要理解净流动性基础上的余额的重要性，首先必须了解流动性意味着什么。流动性是指资产能够迅速转化为现金而不会显著影响其价值的能力。对于银行和金融机构而言，流动性至关重要，因为它确保他们能够满足客户的提款请求并及时履行其他财务承诺。净流动性基础上的余额的计算方法是将总流动资产减去任何短期负债。流动资产通常包括现金、政府证券以及其他可以轻松出售或转化为现金的工具。另一方面，短期负债可能包括客户存款、未偿贷款和需要在短期内结算的其他财务义务。例如，如果一家银行拥有10亿美元的流动资产和8亿美元的短期负债，那么它的净流动性基础上的余额将为2亿美元。这一正余额表明该银行有足够的流动性来覆盖其即时义务，这对于监管机构和存款人来说都是一个令人安心的信号。此外，净流动性基础上的余额不仅仅是一个静态指标；它需要不断的监测和管理。金融机构常常面临由于各种因素（如客户行为变化、市场条件和监管要求）导致的流动性状况波动。因此，有效的流动性管理策略对于确保净流动性基础上的余额在时间上保持健康至关重要。除了合规要求外，强大的流动性状况还可以提升银行在市场上的声誉。投资者和利益相关者更有可能信任那些展示出良好流动性管理实践的机构。这种信任可以带来更多的商业机会、更好的信用评级和更低的借款成本。总之，净流动性基础上的余额是反映机构财务健康的重要指标，表明其用可用流动资产满足短期义务的能力。通过有效理解和管理这一余额，金融机构可以在复杂的金融环境中航行，同时确保客户和投资者之间的稳定和信心。随着金融市场的不断发展，保持强大的净流动性基础上的余额的重要性将继续成为成功财务管理的基本方面。