cheques

简明释义

英[tʃɛks]美[tʃɛks]

n. 支票（cheque 的复数形式）

英英释义

单词用法

同义词

反义词

例句

1.B: Thank you. Let me write cheques for you.

谢谢，我给你写支票。

2.Writing big cheques to charity does not prove a person's integrity, however.

不过，为慈善机构捐出大笔金钱并不能说名一个人的品格。

3.But many feel that simply writing cheques to charities is no longer enough.

但许多人认为，仅仅写给慈善机构支票已经不再足够。

4.He signed cheques with careless abandon.

他无所顾忌地乱开支票。

5.Note that cheques take longer to clear in France than in Britain, and can only be stopped if stolen or lost.

请注意，支票在法国清算的时间比在英国要长，而且只有在被盗或丢失时才能被停用。

6.She rarely writes cheques to support non-profitable companies.

她可不会给无利可图的公司写支票。

7.She wrote several cheques to pay for her bills.

她写了几张支票来支付她的账单。

8.Many businesses no longer accept cheques as a form of payment.

许多企业不再接受支票作为付款方式。

9.They sent me a couple of cheques as a refund for the overcharge.

他们给我寄了几张支票，作为多收费用的退款。

10.I need to deposit some cheques into my bank account.

我需要将一些支票存入我的银行账户。

11.He forgot to sign the cheques, so they couldn't be cashed.

他忘记在支票上签名，因此无法兑现。

作文

In today's digital age, the use of traditional payment methods is gradually declining. However, one method that still holds significance for many individuals and businesses is the use of cheques (支票). A cheque is a written order directing a bank to pay a specific amount of money from one account to another. Despite the rise of electronic payments and mobile banking, cheques continue to be used in various transactions, particularly in business settings and personal finance.One reason why cheques remain relevant is their ability to provide a paper trail. When a person writes a cheque, it serves as a formal record of the transaction. This can be particularly important in cases where proof of payment is needed, such as settling invoices or making large purchases. The recipient of the cheque can also keep it as evidence of the payment, which can be useful for accounting purposes.Moreover, cheques are often preferred for larger transactions. Many people feel more secure writing a cheque for significant amounts rather than carrying cash or using electronic transfers. For instance, when purchasing a car or making a down payment on a house, buyers might opt to use a cheque to ensure the transaction is documented and traceable.Another advantage of cheques is that they can help individuals manage their finances. Writing a cheque requires the payer to have sufficient funds in their bank account, which encourages careful budgeting. Additionally, when individuals write cheques, they often maintain a cheque register to track their spending, which can lead to better financial habits.Despite these benefits, there are challenges associated with using cheques. One major drawback is the time it takes for a cheque to clear. Unlike electronic payments that are processed instantly, cheques can take several days to be processed by banks. This delay can create complications, especially if funds are needed urgently. Furthermore, there is always the risk of a cheque bouncing if there are insufficient funds in the payer's account, which can lead to fees and damaged relationships between parties involved in the transaction.Additionally, the rise of digital payment solutions has led to a decline in the use of cheques. Many consumers now prefer the convenience of mobile apps and online banking, which allow for instant payments without the need for physical documents. Businesses are also adopting these technologies to streamline their operations and reduce costs associated with handling paper cheques.In conclusion, while the use of cheques (支票) may be declining in the face of modern payment technologies, they still play an essential role in certain contexts. Their ability to provide a paper trail, facilitate large transactions, and encourage financial management makes them valuable for many individuals and businesses. However, as society continues to embrace digital solutions, it will be interesting to see how the role of cheques evolves in the future. As we navigate the balance between tradition and innovation, understanding the significance of cheques will help us appreciate their place in our financial systems.

在今天的数字时代，传统支付方式的使用逐渐减少。然而，对于许多个人和企业来说，仍然有一种方法具有重要意义，那就是使用支票（cheques）。支票是一种书面命令，指示银行从一个账户向另一个账户支付特定金额的钱。尽管电子支付和移动银行的兴起，支票在各种交易中仍然被使用，特别是在商业环境和个人财务中。支票仍然相关的一个原因是它们能够提供纸质记录。当一个人写一张支票时，它作为交易的正式记录。这在需要付款证明的情况下尤为重要，例如结算发票或进行大额购买。支票的接收者也可以将其保留作为付款的证据，这对于会计目的非常有用。此外，支票通常被优先用于较大的交易。许多人在处理大额资金时感到更安全，选择写一张支票而不是携带现金或使用电子转账。例如，在购买汽车或支付房屋首付时，买家可能会选择使用支票以确保交易有记录且可追溯。支票的另一个优势是它们可以帮助个人管理财务。写支票要求付款人账户中有足够的资金，这鼓励了谨慎的预算。此外，当个人写支票时，他们通常会维护一个支票登记簿来跟踪支出，这可以导致更好的财务习惯。尽管有这些好处，使用支票也面临挑战。一个主要缺点是支票清算所需的时间。与即时处理的电子支付不同，支票可能需要几天才能被银行处理。这种延迟可能会造成复杂情况，特别是当急需资金时。此外，如果付款人账户中资金不足，总是存在支票退票的风险，这可能导致费用和损害交易双方之间的关系。此外，数字支付解决方案的兴起导致了支票使用的下降。许多消费者现在更喜欢移动应用程序和在线银行的便利，这使得无需物理文档即可进行即时支付。企业也在采用这些技术，以简化运营并降低与处理纸质支票相关的成本。总之，尽管面对现代支付技术的挑战，支票（cheques）仍在某些背景下发挥着重要作用。它们提供纸质记录、促进大额交易以及鼓励财务管理的能力，使其对许多个人和企业而言都很有价值。然而，随着社会继续接受数字解决方案，看看支票在未来的角色如何演变将是很有趣的。在我们在传统与创新之间找到平衡的过程中，理解支票的重要性将帮助我们欣赏它们在金融系统中的地位。