insolvent

简明释义

英[ɪnˈsɒlvənt]美[ɪnˈsɑːlvənt]

adj. 无力偿还债务的，破产的；有关破产的

n. 无力偿还债务者，破产者

复 数 i n s o l v e n t s

英英释义

单词用法

同义词

反义词

例句

1.When liquidity vanishes, Banks quickly become insolvent.

流动性一旦消失，银行很快便无法进行清偿。

2.Unsure about who will eventually be deemed insolvent, investors are nervous—and costs have risen.

投资者变得忐忑不安，不太确定哪些国家最终会破产，因而债券市场的借款成本就上升了。

3.This perverse dynamic argues for a restructuring of insolvent countries’ debts sooner rather than later.

这种不寻常的动态变化要求尽早重构破产国家的债务。

4.Two years later, the bank was declared insolvent.

两年后，这家银行宣布破产。

5.That is the strongest reason to move quickly—especially now they are so nearly insolvent.

这是督促迅速采取行动的最强有力理由，尤其当他们已濒临破产之时。

6.But many Banks are now assumed to be not only illiquid but insolvent.

但是现在许多银行被认为不仅仅是流动性差，而且是无偿付能力。

7.It is Banks that matter most, however, and some of the biggest are suspected of being insolvent or close to it.

无论如何，银行的问题最多，一些最大的银行很可能已在破产的边缘。

8.The company declared that it was insolvent after failing to pay its debts.

该公司在未能偿还债务后宣布其处于无力偿债状态。

9.The bank refused to lend money to the insolvent borrower.

银行拒绝向这位无力偿债的借款人放贷。

10.Many businesses became insolvent during the economic downturn.

在经济衰退期间，许多企业变得无力偿债。

11.After several failed investments, he found himself insolvent.

经过几次失败的投资后，他发现自己处于无力偿债的境地。

12.A person can be declared insolvent if their liabilities exceed their assets.

如果一个人的负债超过了资产，可以被宣告为无力偿债。

作文

In the world of finance and business, the term insolvent refers to a situation where an individual or organization is unable to pay their debts as they come due. This condition can arise from various factors, including poor financial management, unexpected expenses, or economic downturns. Understanding the implications of being insolvent is crucial for both individuals and businesses, as it can lead to severe consequences if not addressed promptly.For individuals, becoming insolvent can mean facing overwhelming debt that exceeds their income and savings. This can happen due to job loss, medical emergencies, or other unforeseen circumstances that strain their financial resources. When someone is insolvent, they may be forced to consider options such as bankruptcy, which can have long-lasting effects on their credit score and ability to secure loans in the future. It is essential for individuals to recognize the signs of insolvent behavior early on, such as consistently borrowing money to pay off existing debts or accumulating unpaid bills.On the other hand, businesses can also find themselves in an insolvent state, which can be detrimental not only to the company itself but also to its employees, suppliers, and customers. A business may become insolvent due to a decline in sales, increased competition, or high operational costs. When a company is unable to meet its financial obligations, it may need to restructure its debts, seek additional financing, or ultimately file for bankruptcy protection. The impact of a business being insolvent can ripple through the economy, affecting jobs and the local community.Addressing insolvent situations requires careful planning and often the guidance of financial professionals. For individuals, this might involve creating a budget, negotiating with creditors, or exploring debt relief options. For businesses, it could mean reassessing their business model, cutting costs, or seeking investment to stabilize their finances. In either case, the goal is to regain financial stability and avoid the more severe consequences of remaining insolvent.Moreover, it is important to understand that being insolvent does not always equate to bankruptcy. While bankruptcy is a legal process that provides relief for those who cannot pay their debts, there are alternative solutions available. Individuals and businesses alike can explore options such as debt consolidation, settlement negotiations, or even turning to family and friends for support. The key is to act quickly and seek help before the situation escalates into a more serious crisis.In conclusion, the concept of insolvent is an important one in the realm of personal finance and business management. Recognizing the signs of insolvent behavior and taking proactive steps to address financial challenges can make a significant difference in achieving long-term stability. Whether you are an individual facing personal debt or a business struggling to stay afloat, understanding and addressing insolvent conditions is essential for navigating the complexities of financial health and ensuring a brighter future.

在金融和商业领域，术语insolvent指的是个人或组织无法按时偿还债务的情况。这种情况可能由于多种因素引起，包括财务管理不善、意外支出或经济衰退。理解成为insolvent的影响对个人和企业都至关重要，因为如果不及时解决，可能会导致严重后果。对于个人而言，成为insolvent可能意味着面临超出其收入和储蓄的压倒性债务。这可能是由于失业、医疗紧急情况或其他不可预见的情况导致其财务资源紧张。当某人处于insolvent状态时，他们可能被迫考虑破产等选项，这可能对其信用评分和未来获得贷款的能力产生长期影响。个人必须及早识别insolvent行为的迹象，例如持续借钱来偿还现有债务或积累未支付的账单。另一方面，企业也可能发现自己处于insolvent状态，这对公司本身以及其员工、供应商和客户都可能造成损害。企业可能因销售下降、竞争加剧或运营成本高企而变得insolvent。当一家公司无法履行其财务义务时，它可能需要重组债务、寻求额外融资或最终申请破产保护。企业处于insolvent状态的影响可能会波及整个经济，影响就业和当地社区。解决insolvent情况需要仔细规划，通常需要财务专业人士的指导。对于个人来说，这可能涉及制定预算、与债权人谈判或探索债务减免选项。对于企业来说，这可能意味着重新评估其商业模式、削减成本或寻求投资以稳定财务。在任何情况下，目标都是恢复财务稳定，避免继续处于insolvent状态所带来的更严重后果。此外，重要的是要理解，成为insolvent并不总是等同于破产。虽然破产是一个为无法偿还债务的人提供救济的法律程序，但还有其他替代解决方案可供选择。个人和企业都可以探索债务合并、和解谈判，甚至向家人和朋友寻求支持等选项。关键是迅速采取行动并寻求帮助，以免情况升级为更严重的危机。总之，insolvent的概念在个人财务和商业管理领域中是一个重要的概念。识别insolvent行为的迹象并采取积极措施应对财务挑战，可以在实现长期稳定方面产生重大差异。无论您是面临个人债务的个人还是努力维持生存的企业，理解和解决insolvent状况对于驾驭财务健康的复杂性并确保更光明的未来至关重要。