assets
简明释义
n. 资产；宝贵的人材；有益的品质；[经] 财产；有利条件 （一项）财物；资产（asset的名词复数）；（商店、破产者等的）财产；遗产；有价值的人或物
英英释义
单词用法
资产管理 | |
总资产；全部资产 |
同义词
反义词
| 负债 | The company has more liabilities than assets, which is a concerning financial situation. | 这家公司负债超过资产，这是一种令人担忧的财务状况。 | |
| 债务 | 他在失业后很难偿还债务。 |
例句
1.At times of trouble, they will retreat from risky assets such as hedge funds and into cash and government bonds.
在困难时期，他们会从对冲基金等风险资产中撤出，转向现金和政府债券。
2.The company closed down operations and began liquidating its assets in January.
这家公司在1月份停止运作，开始把其资产折换成现金。
3.We have a number of assets for the data modeler, the system administrator, and BI professionals on the Web site.
我们为Web站点上的数据建模者、系统管理员和BI专业人员提供了大量资产。
4.The law has been used to confiscate assets from people who have committed minor offences.
该法律已被用于没收那些犯了轻微过错的人的财产。
5.The company had assets of $138 million and liabilities of $120.5 million.
该公司有1.38亿美元资产和1.205亿美元的负债。
6.Many people use personal assets as collateral for small business loans.
许多人用个人资产作抵押，办理小额商业贷款。
7.This new ministry was being created with zero assets and zero liabilities.
这个新部门当时是以零资产零负债进行创建。
8.The company's most valuable assets are its patents and trademarks.
该公司的最有价值的资产是其专利和商标。
9.Real estate is considered one of the safest assets to invest in.
房地产被认为是投资中最安全的资产之一。
10.Diversifying your assets can help reduce investment risk.
多样化你的资产可以帮助降低投资风险。
11.The bank requires a list of your assets before approving a loan.
银行在批准贷款之前需要你提供一份你的资产清单。
12.Investors often look for companies with strong financial assets to ensure stability.
投资者通常寻找拥有强大财务资产的公司以确保稳定性。
作文
In the modern world, understanding the concept of assets (资产) is crucial for both individuals and businesses. Assets refer to resources owned by a person or an organization that have economic value. These can be tangible items like cash, real estate, and equipment, or intangible items such as patents, trademarks, and goodwill. Recognizing the importance of assets in financial planning and management can significantly impact one's financial health and success.For individuals, personal assets (资产) play a vital role in determining net worth and financial stability. Common examples of personal assets include savings accounts, stocks, bonds, and property. By effectively managing these assets, individuals can build wealth and secure their financial future. For instance, investing in real estate can provide both a place to live and a potential source of income through rental payments. Similarly, stocks can appreciate over time, contributing to long-term wealth accumulation.On the other hand, businesses rely heavily on assets (资产) to operate and grow. Companies categorize their assets into current and non-current assets. Current assets (流动资产) are those expected to be converted into cash within a year, such as inventory and accounts receivable. Non-current assets (非流动资产), on the other hand, include long-term investments like machinery, buildings, and intellectual property. Understanding the balance between current and non-current assets is essential for businesses to maintain liquidity and ensure operational efficiency.Moreover, the valuation of assets (资产) is fundamental for various financial activities, including securing loans and attracting investors. Lenders often assess a company's assets to determine its creditworthiness. A business with a strong portfolio of assets is more likely to receive favorable loan terms. Similarly, investors look at a company's assets to gauge its potential for growth and profitability. Hence, maintaining a healthy balance sheet with well-managed assets is pivotal for any business aiming for sustainability and expansion.In addition, the concept of assets (资产) extends beyond mere ownership. It involves strategic management and optimization to maximize their value. For instance, businesses often conduct regular audits to evaluate the performance of their assets. This process helps identify underperforming assets that may need to be sold or improved. Furthermore, companies may invest in upgrading their assets to enhance efficiency and productivity, ultimately leading to increased profitability.In conclusion, assets (资产) are a fundamental component of both personal and business finance. Understanding their types, management, and valuation is essential for achieving financial goals. Whether it's an individual looking to secure their financial future or a business striving for growth, effective handling of assets can lead to significant benefits. As the financial landscape continues to evolve, the ability to manage assets wisely will remain a critical skill for success in our increasingly complex economy.
